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Health Saving Account (HSA)

A Health Savings Account (HSA) combines high deductible health insurance with a tax-favored savings account. Money in the savings account can help pay the deductible. And money left in the savings account earns interest and is yours to keep.

For 2025, you can contribute up to $4,300 as a single and $8,550 if you enroll as a family. Additionally, if you are age 55 or older, you are eligible to make a catch-up contribution of $1,000.

You may elect to change your contribution amount at any time throughout the year!

Please note: Annual maximum contribution amounts include Trinity's contribution for new enrollees. There is a $1.75 monthly maintenance fee taken out of the HSA account until funds reach a balance of $3,000.00.

Click here for a list of common HSA qualified expenses.

Participants who are enrolled in Medicare or participants in other federal programs may not contribute to an HSA nor be eligible for Trinity's company contribution.

For 2024-25, if you open an HSA account for the first time, we will contribute $350 if you enroll as a single or $700 if you enroll with dependents. This benefit is available to new hires or any employee switching from the PPO 2000 plan to QHDHP 3500.

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